Retirement Advisers has expanded and added a new division to include Wills and Trusts. We have hired a new Paralegal Amanda Minardi to focus completely on assisting our clients to obtain and update their estate plan through our attorney approved documents.
Estate planning involves planning for how an individual’s assets will be preserved, managed, and distributed after death. It also takes into account the management of an individual’s properties and financial obligations in the event that they become incapacitated. Assets that could make up an individual’s estate include houses, cars, stocks, life insurance, pensions, and debt.
Facts about Wills & Trusts:
In a will, you state who you want to inherit your property and name a guardian to care for your young children should something happen to you and the other parent.
If you leave anything more than a small amount of property through a will, probate court proceedings will most likely be necessary after your death. Probate can take 6 months to a year and could cost up to 5% of your estate in court and lawyer fees.
If you hold your property in a living trust, your survivors will not have to go through probate court. At the time of your death, your trustee transfers ownership of your properties to your beneficiaries, which most of the time only takes a few weeks, with no court or lawyer fees to be paid.
A trust is an arrangement in which a person (trustee) holds legal title to property for another person (beneficiary). A living trust is simply a trust you create while you are alive, rather than one created at the time of your death.
We feel these legal documents are crucial for any family to avoid lengthy proceedings in the future. We are offering special pricing for Wills at $199 and Trusts at $1,999.
Durable Power of Attorney and Health Care Proxy services are included with the purchase of a Trust.
Contact our office today at 888-637-3847 to schedule your Estate Planning review!
Retirement Advisers 202 Russell Street Worcester, Massachusetts 01609 Ph. (888) 637-3847 Fx. (508) 519-3077 Em. [email protected]
Securities offered through Client One Securities, LLC Member FINRA/SIPC. Retirement Advisers and Client One Securities, LLC are not affiliated. Licensed to sell insurance in the following States: MA, RI, CT, and ME. Licensed Insurance Professional. Respond and learn how financial products, including life insurance and annuities can be used in various planning strategies for retirement. 18642 - 2019/3/12 The information is not intended to be investment, legal or tax advice. The agent can provide information, but not advice related to social security benefits. The agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. For more information, contact the Social Security Administration office, or visit www.ssa.gov.